The gap between finishing the work and getting the money is where small businesses bleed. Not from customers who refuse to pay — from customers who mean to, and then do not, because paying you takes effort. Text-to-pay removes the effort.
Collection rates drop sharply after the first week. Here is what causes the delay in the first place.
Email gets opened at maybe a fifth the rate of a text. An emailed invoice competes with everything else in an inbox and usually loses.
Somebody has to remember who has not paid, then make an awkward phone call about it. Most owners put that off, which is exactly how ninety days happen.
Mail a check, or call during business hours to read a card number out loud. Every extra step is another reason to deal with it later.
Payments come in through three different channels and someone hand-matches them to jobs at the end of the month, usually getting at least one wrong.
When you mark the job complete, the invoice generates and a payment link goes out by text within a minute — while you are still on site and the work is fresh.
The link opens to a payment page with the amount already filled in. Card or bank, on their phone, in about twenty seconds. No app, no account, no login.
If it is unpaid, automatic reminders go out on a schedule you set — day three, day seven, day fourteen — with the same link, in a tone you approve. You never make the awkward call.
Payment posts against the job, the customer record updates, receipts go out automatically, and your accounting stays current without a month-end scramble.
No. This works with Stripe, Square and most common processors. If you are already set up, we connect to what you have. If you are not, we help you get approved, but the account is yours.
Less than a phone call does. Most people are relieved — they wanted to pay and did not want to dig out a checkbook. You control the wording and the timing of every reminder, and anyone can opt out of texts.
They still can. Text-to-pay is an option added on top, not a replacement. In practice most people take the easier route once it is offered.
Processing fees are whatever your processor charges — typically around 3 percent on cards. For most businesses, collecting in two days instead of forty-five more than covers it, but the math is worth running on your actual numbers, and we will run it with you.
The free assessment looks at your average days-to-payment, what is sitting in receivables, and what collecting faster would be worth to you.
Book a free assessment